Every tool you
actually need.

Monthly payment, total interest & full amortization schedule.

How much house can you afford based on your income and debts?

Find out exactly how long until refinancing pays off.

Compare total cost of renting vs buying a home over time.

Estimate annual property taxes from assessed value and mill rate.

Full payment breakdown — every month of your loan term as a table.

Calculate how much life insurance coverage you actually need.

Estimate your monthly car insurance cost by profile.

Estimate homeowners insurance annual premium.

Side-by-side cost comparison of term and whole life insurance.

See how your investments grow with compound interest over time.

Avalanche vs Snowball — find the fastest, cheapest way out of debt.

Split your income into needs, wants & savings automatically.

How much you need in your emergency fund and how long to reach it.

How long until you reach your savings target?

Assets minus liabilities — know your true financial position.

Gross profit margin, markup percentage and selling price for any product.

How many units to sell to cover costs. Essential for any business or product.

How long to pay off your credit card? Minimum vs fixed payment comparison.

Monthly payment and total cost for any personal loan or car loan.

Project your nest egg and check if you are on track to retire.

Return on investment, annualized ROI and net gain/loss.

What is $X today worth in the future — or what did it cost in the past?

Calculate profit, loss and total return on any stock trade.

Simulate DCA investing over time with expected vs. bear/bull scenarios.

Estimate 2024 federal income tax by bracket and filing status.

Calculate short-term vs long-term capital gains tax owed.

SE tax + income tax for freelancers and 1099 contractors.

Add or remove VAT / GST from any price instantly.

Compare W2 employee salary vs 1099 contractor equivalent rate.

Estimate take-home pay after federal tax, FICA, state tax and deductions.

Estimate your refund or amount owed based on withholdings vs. liability.

Exact age in years, months, days — plus your next birthday countdown.

Count total days, weeks, months and working days between dates.

Convert any time across major world time zones instantly.

Calculate tip and split the bill among any number of people.

Body mass index with healthy weight range for your height.

Convert length, weight, temperature, volume and speed.

Generate strong, random passwords with fully customizable rules.

Real-time exchange rates via open.er-api.com — no API key needed.

Convert hourly rate to weekly, monthly and annual salary.

Current time in major cities worldwide — all updated live.

Split any restaurant bill with tip, evenly or by custom amounts per person.

How long will your article take to read? Paste text to find out.

Calculate percentages, percentage change and what % one number is of another.

Calculate your Grade Point Average from course grades and credits.

Daily calorie needs based on age, weight, height, gender and activity.

Final price after discount, savings amount and discount percentage.

Validate, format and minify JSON with error highlighting.

Encode and decode Base64 strings instantly.

Encode or decode URL components and full query strings.

Convert between HEX, RGB and HSL with live preview.

Generate MD5, SHA-1, SHA-256 and SHA-512 hashes from any text.

Test regular expressions with live match highlighting.

Generate RFC 4122 v4 UUIDs in bulk, with format options.

Find country, city, ISP and coordinates for any IP address.

Every HTTP status code explained — 1xx, 2xx, 3xx, 4xx, 5xx.

Convert any text into a clean URL slug for blog posts, pages and SEO.

Decode JWT tokens and inspect header, payload and signature.

Convert Unix timestamps to human-readable dates and vice versa.

Count words, characters, sentences, paragraphs and reading time.

Transform text: UPPER, lower, Title, Sentence, camelCase and more.

Generate placeholder text by words, sentences or paragraphs.

Compare two texts and highlight differences line by line.

Flesch-Kincaid grade level and reading ease for any text.

Remove duplicates, sort and clean any list instantly.

Count how often each word appears. Export as CSV.

Mean, median, mode, standard deviation, variance and range from any list of numbers.

Keyword frequency as % of total words — essential for SEO content optimization.

Convert any number into written English words (great for checks and contracts).

Combine two lists of words into all possible combinations. Great for keyword research.

Generate QR codes from any text or URL. Download as image.

Live character counter for Twitter/X (280) and Instagram (2,200).

Measure your WPM and accuracy. Start typing to begin!

Trim text to fit Twitter, Instagram or any character limit.

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Calculate your estimated due date, trimester dates and key milestones from your last period or conception date.

Find your fertile window and most likely ovulation date based on your cycle.

Predict your next period date and track your menstrual cycle calendar.

Your ideal body weight range based on height using Hamwi, Devine and BMI methods.

How many calories to eat per day to lose weight at your desired rate.

Daily protein, carbohydrate and fat targets based on your goals.

Find the best times to wake up or go to sleep based on 90-minute sleep cycles.

Calculate pace, speed, time and distance for any run or race.

Daily water intake recommendation based on your weight, activity and climate.

Estimate body fat % using the US Navy method from waist, neck and height measurements.